Editor and publisher of the Retirement Income Journal and author of Annuities for Dummies and two other nonfiction books, Kerry Pechter unpacked annuities and addressed how they fit into the ...

While annuities are not new to the retirement income marketplace, potential clients still hesitate to adopt them, even though ...

A recent WSJ article recommended that annuities be a default option in retirement plans. The author responds to readers’ ...

Annuities offer unique protection against the risk of living longer than your life expectancy, with terms that allow you to get dependable income throughout your lifetime. Yet annuities can be ...

The main investment objective of baby boomers should be to protect their lifetime savings. Annuities are a good combination of investment and insurance, but locking in an investment at current low ...

At its core, a variable annuity is designed to provide a steady stream of income during retirement. But these financial products are more complex, costlier and riskier than other types of annuities.

Economic strains and financial-market uncertainties have prompted a growing number of charities to engage in a controversial, but potentially money-saving, practice: giving insurance companies the ...

A fixed annuity is a contract between an individual and an insurance company. It is designed to provide a guaranteed stream of income over a specific period, typically during retirement. The core ...

During their years in the workforce, employees spend decades accumulating retirement savings. But when it’s time to retire, the focus switches from accumulating savings to generating retirement income ...

Longevity risk is the downside of our longer life expectancies. Here are 10 ways to make sure your money lasts.

--Are annuities the way to travel, or are you better off whipping out your trusty IPhone and beckoning a Uber? --Questions…..questions. Okay, so, what are some of the trepidations surrounding ...