This article discusses how debit and credit cards work, including their pros and cons. It ends with some helpful tips and ...

Differentiate between a checking account and a debit card. Learn how each works, their pros and cons, and when you need them ...

Automatic payments have quietly become the default way to keep the lights on, the phone connected, and the streaming services flowing. The real decision hiding underneath that convenience is whether ...

The Consumer Financial Protection Bureau (CFPB) said it has closed a loophole on overdraft fees — limiting banks’ ability to charge them and potentially saving households hundreds of dollars. The ...

The new rule gives banks three options for overdraft fees, the simplest being to charge $5 per overdraft. The main trade group for U.S. banks opposes the rule, saying it will lead to fewer banks ...

When it comes to managing your money, choosing between a credit card and a debit card can be confusing. Both offer convenience, but they serve different purposes and come with distinct advantages and ...

When you make a purchase with your debit card, it’s possible to pay as “credit.” Paying as credit affects the way the transaction is processed, but the payment funds are still taken from your bank ...

When you use more funds than you have in your checking, savings, or money market bank account, you can end up with a negative balance. That can lead to your bank declining future transactions. If you ...