Interest is one of the ways lenders make their money, and it’s what makes it worth it for them to give out loans. If you’re borrowing money, interest is the cost the bank charges you for the service.

When you use more funds than you have in your checking, savings, or money market bank account, you can end up with a negative balance. That can lead to your bank declining future transactions. If you ...

Indian households have, for long, turned to gold in emergencies. Today, you can borrow against it, not just as a traditional gold loan, but also as a gold loan overdraft. Both use your gold as ...