Business Intelligence | From W.D. Strategies on MSN

401(k) catch-up changes: The new high-earner rule starting this year

The 401(k) landscape shifted significantly on January 1, 2026, and not everyone noticed it coming. 0 Act of 2022, millions of ...
Without planning, retirement can become more taxable than expected. The right contribution mix can help smooth lifetime taxes—not just this year’s bill.
Older Americans making catch-up contributions to their 401(k) plans could be hit with a higher tax bill this year. Under a law that went into effect on Jan. 1, higher-income workers making catch-up ...
A new rule is going into effect next year that will affect high earners who make “catch-up contributions” in their 401(k)s or other tax-deferred workplace retirement plans.The rule, which was created ...
Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401(k) plans, which stack on top of the regular limits for employee contributions to ...
SIMPLE plan participants: The standard contribution limit is $16,500 for 2025, with a regular catch-up of $3,500 for those ...
For 2026, employees age 50 and older who earned more than $150,000 in 2025 must make their catch-up contributions to a Roth 401 (k). (The law originally set the threshold at $145,000, but the amount ...
Will workers earning more than $145,000 want to put those retirement contributions in a post-tax Roth account? Their answer might surprise you. Would you rather pay tax now and have tax-free growth, ...
Read full article: Hot temps and a few weekend storms! The Radiothon runs from 6 a.m. to 6 p.m. Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to ...