When you need cash for a major expense, it might be tempting to max out a credit card. But you have other options that aren't as likely to harm your credit or put you in a cycle of debt -- even if ...

A collateral loan is a secured loan that requires the borrower to provide an asset as security for repayment. With these loans, a lender can take possession of your property—the loan collateral—if you ...

What is a CD loan? Learn what it is and how you can use your certificate of deposit as collateral. See the benefits, ...

Learn about the pros and cons of unsecured business loans.

Hard money loans make sense for businesses that need fast capital or can't access other financing, but a payback plan is key ...

Learn how boat loans can make purchasing easier.

Collateral can make loans less risky for the lender since the assets can be seized if borrowers don’t repay their loans Collateralized loans are generally easier to get and come with more favorable ...

A new company typically must apply for a business loan to begin its operations. Established companies also may seek out business loans to finance a new project or improve an existing venture. However, ...

Amanda Bellucco-Chatham is an editor, writer, and fact-checker with years of experience researching personal finance topics. Specialties include general financial planning, career development, lending ...

The ebb and flow of modern business is difficult to predict. Small businesses, in particular, can struggle to react to fast-changing market conditions. There may be times when short-term cash ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. The process of lending inherently ...