Banks would charge ordinary customers to cover deposits from $250,000 to $10M in a massive wealth transfer from ordinary ...

Learn how these federal agencies safeguard your deposits at credit unions and banks, offering protection up to $250,000 per ...

We often disagree on the role of government in banking, but we agree on this: The U.S. should not rush to drastically raise ...

The Federal Deposit Insurance Corp. has launched a campaign meant to drive awareness of FDIC insurance in the wake of bank failures this spring and the emergence of imitation banks in recent years.

Recent bank failures have focused attention on deposit insurance. With the recent failures of Silicon Valley Bank and Signature Bank the FDIC ensured all depositors were quickly paid back in full.

Standard FDIC and NCUA insurance covers up to $250,000 of deposits and interest earned on those deposits. Online-only banks also provide FDIC insurance, but fintech companies aren't part of the FDIC ...

When Congress returns from its recess in 2026, a number of financial legislative issues will be teed up, including crypto ...

The risk of bank runs could be lowered if lawmakers accept a new proposal from the Federal Deposit Insurance Corp. to boost deposit-insurance protection for businesses above the current $250,000 ...

The collapse of Silicon Valley Bank in March has led to a debate about federal deposit insurance. On one side are academics and experts who believe that the government should guarantee all deposits.