Breakeven yield is the crucial return needed to match the cost of marketing financial products, enabling informed decision-making in banking services.
Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.
The Federal Reserve wrapped up 2025 with three rate cuts that brought the federal funds rate down to a range between 3.5% and 3.75%. That shift is rippling through the banking system, but not at the ...