Transitioning to the expected credit loss (ECL) system will affect banks' core capital by 1.20%. With the RBI's guidance, ...

The Reserve Bank of India has finalized its expected credit loss framework for banks, effective April 1, 2027, despite industry calls for delay. The rules introduce a forward-looking staging system ...

With the deadline being 1 April 2027, the regulator said banks have a year to prepare for the new framework that aims for ...