Consumer debt continues to rise in 2025, providing no relief for cash-strapped Americans. Total nonhousing household debt exceeded $3.75 trillion in the second quarter of 2025, according to recent ...
When you or someone else accesses your credit information, the credit bureau that granted the access places a record of the credit check on your credit report. Some credit checks (aka credit inquiries ...
Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. kyonntra / Getty Images About half of U.S.