Average US long-term mortgage rate edges higher, but still near lowest point in more than 3 years

The average long-term U.S. mortgage rate ticked higher this week, but remains near its lowest level in more than three years.

Mortgage Rates Today: January 19, 2026 – Rates Hold Firm

Currently, the average interest rate on a 30-year fixed mortgage is 6.1%, compared to 6.09% a week ago, according to the ...

Mortgage Refinance Rates Today: January 21, 2026 – Rates Advance Higher

The rate on a 30-year fixed refinance increased to 6.27% today, according to the Mortgage Research Center. Rates averaged ...

What are today's mortgage interest rates: January 22, 2026?

Considering a home purchase? Want to refinance your existing property? Here are the mortgage interest rates to know.

Mortgage rates fall to 3-year low, offering relief for homebuyers

The average interest rate on a typical mortgage dipped to 6.06%, the lowest level since September 2022, according to Freddie ...
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The Fed could cut interest rates this week. Here's what happened to home equity loan rates the last two times it did that

Millions of American borrowers stuck with high-interest-rate offers may have reason to be optimistic this week. The Federal Reserve is poised to cut interest rates again at the conclusion of its ...

What are interest rates likely to do this year, and should you fix?

Rates have generally been falling since 2024. Reserve Bank data shows the average two-year special rate has dropped from ...

Average US long-term mortgage rate hits the lowest point in more than 3 years

The average long-term U.S. mortgage rate is now down to its lowest level in more than three years. Mortgage buyer Freddie Mac ...