Your life insurance needs may change when you reach your retirement years. It's important to reflect and determine if you still need your life insurance plans.

There’s a common misconception that life insurance is only useful after someone dies. But modern policies can offer powerful ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Without the right protection in place, even the most well-crafted retirement ...

What Is Financial Life Planning? Financial life planning is a holistic approach to managing personal finances that considers an individual's values, goals, and life stages. It aims to create a ...

Issues around financial security are deeply personal, especially when life shifts unexpectedly around you. For me, that moment came when my company relocated me from Hong Kong to New York City. My ...

Although the “Big Beautiful Bill” raised the federal estate tax exemption to $15 million per person, state estate taxes have much lower exemptions in many states. Oregon is the lowest, with a $1 ...

When planning for the future, life insurance is a key component of a well-rounded financial strategy. One type that often goes unnoticed is second-to-die life insurance, or survivorship life insurance ...

The average American spends so much time planning for retirement that when the end of their work-life finally arrives, they don’t think there’s anything left to do. Your financial and familial ...

Many people think they don’t need life insurance in retirement, especially once the kids are all grown. Whether you’re approaching retirement or are already there, and are thinking life insurance ...

The way we approach planning has shifted. Instead of counting down the days until the estate tax sunset, we are now in a more stable planning environment. Thomas McKay The One Big Beautiful Bill Act ...