If you’re using a balance transfer, you should prioritize paying off the balance before the introductory APR period ends. If you’re unable to pay off the entire balance, you can still save on interest ...

Balance transfer credit cards can be helpful tools for zapping debt, but they aren't a cure-all and require you to avoid certain pitfalls. Many or all of the products on this page are from partners ...

Requesting a balance transfer with Discover is as simple and easy as applying for a new balance transfer credit card with the issuer. If you’re already a Discover cardholder, you can check your online ...

Erin is a personal finance expert and journalist who has been writing online for nearly a decade. Her passion for teaching others about personal finance came from her own experience of learning to ...

Most balance transfers can be completed within two weeks, with some taking only a few days. But it can vary widely. Here's how to anticipate how long it will take. Many or all of the products on this ...

If your balance isn’t paid off during the introductory period, interest charges start accruing on your remaining balance.

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A balance transfer is a process of moving credit card debt from one card to another or transferring other debts to a credit card. Consider a balance transfer to consolidate debt or to take advantage ...

Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ...

Credit cards and banking specialist Jenn Underwood brings over 16 years of personal finance experience to the table. After a decade of teaching courses in banking, debt reduction, budgeting and credit ...