Looking to hold onto a credit card for years, or even decades? Here's what to know about what can happen when you do, good and bad.

Keeping a credit card open for a decade or longer quietly reshapes your credit profile, your day to day money habits, and even the way lenders size you up. The plastic itself may look the same, but ...

A lot of people open their first credit card in their early 20s and then… never really think about it again. Years pass, new cards come and go, but that original account just keeps aging nicely in the ...