Mortgage rates are more affordable now, but is it worth locking one in before this month's Federal Reserve meeting?

More Americans now have mortgage rates above 6% than below 3%, signaling the mortgage lock-in effect may be easing and ...

Refinances accounted for 37% of December 2025 mortgage locks, with total volume up 30% year over year, per Optimal Blue.

Key Takeaways Mortgage rates are back near their lowest level since fall 2024, offering buyers some relief after months of elevated borrowing costs.Trying to time a rate lock by waiting for signals, ...

The share of U.S. mortgages with rates at or above 6% has surpassed those below 3%, reaching 21.2% in Q3 2025. This shift is ...

Currently, the average interest rate on a 30-year fixed mortgage is 6.1%, compared to 6.09% a week ago, according to the ...

Optimal Blue's December 2025 Market Advantage mortgage data report \| Optimal Blue today released its December 2025 Market ...

Fifteen-year mortgage rates fell to a one-month low today. Currently, the average interest rate on a 30-year fixed mortgage ...

If you're thinking about securing a home equity loan, getting the timing right is crucial — especially when it comes to locking in your rate. But in today's constantly shifting economic landscape, it ...

There's been some surprisingly good news in the mortgage rate climate this year. Not only are mortgage rates significantly lower than the approximate 7% they were hovering near in January, but they're ...