Learn how a Roth 401(k) works in 2026, including contribution limits, withdrawal rules, tax benefits and how it compares with a traditional 401(k) or Roth IRA.

You can take advantage of this narrow period to move your money out of a traditional retirement account into a Roth to save on taxes.

Roth IRA conversions are a brilliant strategic stroke for some people but a sub-optimal choice for others. Which tax bracket(s) can benefit the most?

When it comes to retirement planning, predictability is the dream, but change is the reality. For high earners in particular, ...

Spousal IRAs allow married couples to boost retirement savings. Here's who qualifies for the strategy.

Roth vs. Traditional decisions depend primarily on relative tax rates, comparing today’s marginal rate to the effective tax rate expected in retirement, not on blanket rules of thumb. Future taxable ...

I've been investing my retirement funds into Roth accounts for over a decade. While traditional retirement accounts are a great choice for many, there's one reason why I love Roth accounts. Hint: It's ...

A network of plan administrators helps small 401(k) accounts rolled into IRAs find their way to a worker's next workplace plan — unless it's Roth money.

Women don’t need a perfect retirement plan. Learn how IRAs, 401(k)s, and Roth accounts work, how they differ, and how using ...

With trillions sitting in old workplace plans and small accounts often defaulting to cash IRAs, Roth dollars appear to be the ...

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...