Calls from debt collectors can make your life miserable when you’re already pretty miserable from being in so much debt. It’s even worse when you already paid the debt, or it wasn’t yours to begin ...

Editor’s Note: Regulation around cover letters may vary by state. Be sure to check your local regulation to see if you’re allowed to use a cover letter. With multiple offers pouring in on one house, ...

If you’ve received a notice from a debt collector, but have reason to believe you don’t actually owe that debt (or owe a lot less than they say you owe), federal law gives you a brief opportunity to ...