Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus ...

A liberalization clause in insurance adjusts your policy as laws change, ensuring continued compliance without extra cost.

Around the time you receive your patient billing statement, you will also receive an explanation of benefits (EOB) from your insurance provider. An explanation of benefits is a document that explains ...

When you purchase long-term care insurance, you're taking a step to plan for the additional cost of care that you may face later in life. And, that's an important considering that long-term care ...

The benefits of long-term disability policies are often offset by the amount of Social Security and retirement benefits you qualify to receive. In other words, the benefit will only pay the difference ...

No-deductible health insurance will help pay your medical bills immediately. You won't have to pay a deductible, which is what you usually pay before coverage starts. No-deductible health insurance, ...

Chris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

If your property is damaged and you can't operate your business, this type of insurance can help with expenses. Many, or all, of the products featured on this page are from our advertising partners ...