When it comes to insurance, most people know the obvious things that are covered: car accidents, house fires or theft. But it ...

The extra insurance meant to cover extreme situations for which regular car and home policies aren’t enough is now needed more often. Umbrella insurance usually kicks in after the limits on people’s ...

Water backup coverage can pay for damage to your home if a sewer or drain backs up or a sump pump overflows. Many, or all, of the products featured on this page are from our advertising partners who ...

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

Discover what substandard insurance is, how it functions, and see real examples. Learn about who qualifies and what factors ...

Elizabeth Rivelli has nearly five years of experience covering insurance for finance publications. She has expertise in various insurance lines, including car insurance, health insurance, travel ...