Aug 5, 2025 · Learn about HO-4 insurance, also known as renters insurance, and why it may be beneficial for renters. Find out what it covers, exclusions, costs and more.

Dec 18, 2025 · Find out what is covered by an HO-4 policy (renters insurance) — and what is not covered. Plus, learn how much HO-4 insurance most renters need.

Jan 12, 2026 · According to the Rental Housing Journal, only 41% of all renters have insurance for their belongings and personal liability. Considering the average annual premium of an HO-4 policy was …

Feb 26, 2025 · Learn what HO4 insurance covers, who qualifies, and how to file a claim or renew your policy to ensure continued protection for your rental space.

Oct 30, 2025 · HO4 is essentially a financial safety net for you and your stuff. Along with loss or damage due to theft, fire, vandalism, some types of water losses like burst pipes, and other bad things, it also …

HO-4 insurance is another term for renters insurance. It covers the policyholder’s personal belongings but not the physical structure of the rental home.

Sep 11, 2025 · What Is an HO4 Policy? An HO4 policy is also known as renters insurance. You may also see it written as HO-4 renters insurance. In any case, an HO4 renters policy provides coverage …

Aug 21, 2025 · Learn the truth about HO 4 policy coverage, from tenant liability insurance to common exclusions. Discover what’s really included and how to tailor coverage.

Sep 9, 2025 · HO-4 insurance, also known as renters insurance, provides a financial safety net for someone who rents a house, apartment or condo in case a sudden peril damages their home or …

Renters insurance (HO-4) covers your unit's contents, liability, and living expenses if your home is inhabitable. Renters insurance is one of the cheapest types of home insurance, costing an...